Car Insurance

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Best Prices

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Types of Car Insurance Policies

Choose the right coverage based on your needs

Recommended

Comprehensive Insurance

Complete protection covering own damage + third-party liability. Ideal for new cars and high-value vehicles.

  • Own damage cover
  • Third-party liability
  • Personal accident cover
  • Fire & theft protection
  • Natural disaster coverage

Third Party Insurance

Mandatory by law. Covers damages caused to third-party person or property. Does not cover own vehicle damage.

  • Third-party bodily injury
  • Third-party property damage
  • Legal liability coverage
  • Court case expenses

Own Damage Insurance

Covers only your vehicle against accidents, theft, fire, and natural calamities. Does not include third-party coverage.

  • Accident damage cover
  • Fire damage protection
  • Theft coverage
  • Natural calamity cover

Coverage Comparison

Compare what each policy type covers

CoverageComprehensiveThird PartyOwn Damage
Third-Party Bodily Injury
Third-Party Property Damage
Own Vehicle Damage
Fire Damage
Theft Coverage
Natural Calamities
Personal Accident Cover
Roadside Assistance

Why Do You Need Car Insurance?

Protect yourself and your vehicle with the right insurance coverage

01

Legal Requirement

Under the Motor Vehicles Act, 1988, it is mandatory to have at least third-party insurance for all vehicles in India.

02

Financial Protection

Car insurance protects you from unexpected repair costs due to accidents, theft, or natural disasters.

03

Third-Party Liability

Covers legal liabilities arising from injuries or damages caused to third parties in an accident.

04

Peace of Mind

Drive with confidence knowing you're protected against unforeseen circumstances and financial losses.

Frequently Asked Questions

Everything you need to know about car insurance

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