Buy Bike InsuranceStarting at ₹1.3/day
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Why Buy Bike Insurance Online?
Save time and money with our hassle-free online insurance process
Insured in 60 Seconds
Quick online process to get your policy instantly
Starting ₹1.3/day
Affordable premiums with maximum coverage benefits
NCB Up to 50%
Earn discounts for every claim-free year
24/7 Claim Support
Round the clock assistance with cashless garage network
Types of Bike Insurance Policies
Choose the right coverage based on your riding needs
Comprehensive Insurance
Complete protection combining third-party and own-damage coverage. Ideal for new bikes and daily riders.
- Third-party liability cover
- Own damage protection
- Fire & theft coverage
- Natural disaster protection
- Personal accident cover
Third Party Insurance
Mandatory minimum coverage by law. Covers damages caused to third-party person or property only.
- Third-party bodily injury
- Third-party property damage
- Legal liability coverage
- Court case expenses
Standalone Own Damage
Covers repair or replacement costs for your bike from accidents, fire, theft, and disasters. Must pair with TP policy.
- Accident damage cover
- Fire damage protection
- Theft coverage
- Flood & natural calamity cover
Important: New Bike Insurance Rule
As per Supreme Court directive, all new two-wheelers require mandatory 5 years of Third-Party (TP) coverage at purchase. Own-damage is valid for 1 year.
Coverage Comparison
Compare what each policy type covers
| Coverage | Comprehensive | Third Party | Own Damage |
|---|---|---|---|
| Third-Party Bodily Injury | |||
| Third-Party Property Damage | |||
| Own Bike Damage | |||
| Fire Damage | |||
| Theft Coverage | |||
| Flood & Natural Disasters | |||
| Personal Accident Cover | |||
| Zero Depreciation Add-on |
Why Do You Need Bike Insurance?
Protect yourself and your two-wheeler with the right coverage
Legal Requirement
Third-party insurance is mandatory under Motor Vehicles Act. Riding without insurance can result in fines up to ₹2,000.
Financial Protection
Covers unexpected repair costs from accidents, theft, fire, floods, and vandalism damage to your bike.
Third-Party Liability
Protects you from legal and financial liability if you cause injury or property damage to others.
Claim-Free Discounts
Earn NCB discounts from 20% to 50% for every year without claims, transferable across policies.
Frequently Asked Questions
Everything you need to know about bike insurance
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